Regular Pay
Counsel Regular Pay Portfolio seeks to provide a regular stream of income with the potential for modest long-term capital growth. The Fund invests, either directly or through securities of other mutual funds, primarily in Canadian and U.S. higher-yielding fixed income securities, income trusts, convertible securities, mortgage-backed securities and money market instruments. The Fund will also invest in Canadian and U.S. common and preferred equity securities.
Investors should consider this fund if they are seeking a steady flow of current income and a diversified fund with the potential for modest long-term capital growth. This fund may be suitable for investors with a low to moderate tolerance for risk and with near-term requirements for invested funds or seeking a regular source of income.
Investment Strategies
The Funds portfolio advisor & sub-advisors are selected by Counsel in its sole discretion. Counsel uses a multi-manager and multi-style approach. The Fund will invest its assets in approximately the following mix: 50% income-generating securities, 30% dividend-paying securities, 10% growth equity securities and 10% value equity securities.
Portfolio Sub-advisor and Underlying Funds:
Acuity Investment Management Inc., the fixed income sub-advisor; invests in a diversified portfolio of Canadian fixed income and equity securities which have prospects of steady interest, dividend and/or distribution payouts, the ability to sustain such payouts for a reasonable period of time and a favourable price in relation to payout expectations.
Counsel Select America seeks long-term growth of capital. The Fund will invest primarily in equities of U.S. companies, however Counsel Select America may also invest in U.S. fixed income securities and international equity and fixed income securities depending upon prevailing market conditions.
RBC Canadian Dividend Fund seeks long-term growth of capital and tax efficient dividend income through the investment in primarily Canadian equity securities.
Counsel Select International seeks long-term growth of capital and will invest primarily in international equity securities. Counsel Select International may also invest in mutual fund securities, equities and fixed income securities of issues located anywhere in the world depending upon prevailing market conditions.
Citi Property Investors, the global real estate securities sub-advisor seeks to achieve superior long-term returns through income and capital growth, by investing primarily in global real estate stocks and real estate investment trusts which the sub-advisor believes present a superior expected return for the risk taken.Features and Benefits
· Exposure to multiple underlying fund managers, each with a strong investment process, and a strong record of risk adjusted returns
· Proper diversification created through the optimal combination of equity, geographic exposure, capitalization ranges and investment management style
· Independent asset allocation advice through an investment consulting firm retained by Counsel, to provide asset class and capital market inputs to Counsel for use in its analysis.
· Counsel’s rigorous manager selection and ongoing due diligence process
· The portfolio is automatically rebalanced towards its optimal mix of investment classes and specialist mandates; this is done in a tax efficient manner
· Single consolidated semi annual investment reports are provided to investors
· Clear and concise reporting and communications
Counsel Regular Pay Portfolio At-A-Glance
Counsel Regular Pay Portfolio Brochure
Counsel Regular Pay Portfolio Financial Statement
Counsel Regular Pay Portfolio MRFP
Counsel Regular Pay Portfolio Quarterly Portfolio Disclosure