Portfolios Overview
Counsel Portfolios were created to assist investors in achieving their financial goals.
Each portfolio is carefully structured to achieve an expected rate of return with an expected level of risk over a market cycle, and is automatically rebalanced to maintain the optimal asset allocation.
The portfolios combine the management services of several independent investment firms chosen for their specific management abilities. This provides investors with the benefit of having some of the best and brightest minds managing their assets.
In addition, Counsel Wealth Management monitors the performance and style disciplines of each manager selected within the portfolios. If a superior alternative arises, or one of the chosen firms falters in regards to benchmarked performance or investment style, Counsel can and will replace the management firm on behalf of the investor.
Counsel has two approaches to portfolio managed assets: strategic and tactical.
Strategic Portfolios
Each of the Counsel Strategic Portfolios has been created using a sophisticated technical approach to ensure broad-based geographic exposure that captures both growth and value management styles as well as income investments. The allocations are static in nature, but are periodically reviewed to ensure that they are still relevant for their risk and return objectives.
Initially, the risk profile, time horizon and investment objectives of each investor are assessed to determine the type of portfolio that will suit their needs. Investors can relax knowing that the asset allocation of their portfolio is right for them, and that it will be monitored and maintained by professionals.
One of Canada's largest investment consulting firms audited the portfolios to determine the optimum mix for the expected results. Key elements such as strategic asset allocation, geographic exposure and management styles were all taken into account to ensure a proper balance.
Features & Benefits
- The expertise and experience of independent management firms chosen for their specific expertise and proven management abilities
- Proper diversification created through the optimal combinations of equity and fixed income, geographic exposure, capitalization ranges and management style
- Asset allocation for each separate portfolio established with the assistance of an international pension investment consulting firm
- Counsel continually monitors portfolio managers to ensure they are accountable for their risk, return and discipline
- Portfolio rebalancing to the appropriate asset mix on a regular basis
- Single consolidated semi annual investment reports are provided to investors
- Independent investment management is held accountable for risk, return and discipline
- Clear and concise reporting and communications
Counsel Strategic Portfolios
Conservative
Balanced
Growth
All Equity
Regular Pay
Managed Portfolios
Counsel’s Managed Portfolios have a unique structure to managing assets. The portfolios have three distinct areas of risk management, each managed by independent investment specialists.
The three main management areas within these portfolios are:
1) Asset Allocation – A manager is responsible for determining the most appropriate mix of assets for return and risk management, based on economic and risk analysis.
2) Investment Specialists – These are the investment specialists that are allocated assets by the Allocation manager. Their role is to manage for risk and return within their specific mandates.
3) Review Manager – For the Managed and World Managed portfolios, this manager reviews the overall portfolio for opportunities to reduce risk. For the Income Managed portfolio, this manager reviews for the potential to produce capital gains.
Initially, the risk profile, time horizon and investment objectives of each investor are assessed to determine the type of portfolio that will suit their needs. Investors can relax knowing that the asset allocation of their portfolio is right for them, and that it will be monitored and maintained by professionals.
One of Canada's largest investment consulting firms audited the portfolios to ensure the optimum mix for the expected results. Key elements such as strategic asset allocation, geographic exposure and management styles were all considered to ensure a proper balance.
Features & Benefits
- Three levels of risk management, distinguishing it from other tactical managed funds
- Independent investment management held accountable for risk, return and discipline
- The expertise and experience of independent management firms chosen for their specific expertise and proven management abilities
- Allocation to equity and fixed income, geographic regions, and capitalization ranges to create the appropriate diversification for a particular economic environment
- Counsel continually monitors portfolio managers to ensure they are accountable for their risk, return and discipline
- Portfolio rebalancing to the allocated asset mix on a regular basis
- Single consolidated semi annual investment reports are provided to investors
- Clear and concise reporting and communications
- Counsel’s due diligence and monitoring process